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发布于: 2025-10-13最后更新: 2025-10-14字数 7861阅读时长≈ 20 分钟
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Got questions about the Ready Card? This FAQ covers everything: Self-custody, cashback, fees, perks, and how to get yours.
对 Ready 卡有疑问？此常见问题解答涵盖了所有内容：自我托管、现金返还、费用、福利以及如何获得您的福利。
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Quick summary  快速总结
Got questions about the Ready Card? You’re in the right place. In this FAQ, we’ll cover everything you need to know, including:对 Ready 卡有疑问？你是在正确的地方。在本常见问题解答中，我们将介绍您需要了解的所有内容，包括：
  • General questions – What the card is, who can order it, and how it works.
      • 一般问题 – 卡是什么，谁可以订购它，以及它是如何运作的。
  • Fees & payments – How fees work, supported currencies, and ATM withdrawals.
      • 费用和付款 – 费用如何运作、支持的货币和 ATM 取款。
  • Cashback program – How to earn rewards, spending caps, and eligibility.
      • 现金返还计划 – 如何获得奖励、支出上限和资格。
  • Perks & benefits – Exclusive offers available to cardholders.
      • 津贴和福利 – 持卡人可享受独家优惠。
  • Security & support – What happens if you lose your card, accepted payment methods, and future integrations.
      • 安全与支持 – 如果您丢失了卡、接受的付款方式和未来的集成，会发生什么情况。
 
 

What’s Ready Lite? 什么是 Ready Lite？

Ready Lite is the easiest way to use crypto in your day-to-day life. Ready Lite 是在日常生活中使用加密货币的最简单方法。
It’s a debit card linked to your Ready wallet. You can spend crypto worldwide, with zero foreign exchange fees. 这是一张链接到您的 Ready 钱包的借记卡。您可以在全球范围内使用加密货币，零外汇费用。
Crucially, Ready Lite is self-custody. You have control over your funds. 至关重要的是，Ready Lite 是自我托管的。您可以控制您的资金。

Key features 主要特点

Ready Lite spends USDC. Swap, borrow or bridge USDC and pay with your card anywhere Mastercard is accepted.Ready Lite 花费 USDC。交换、借用或桥接 USDC，并在接受万事达卡的任何地方使用您的卡付款。
Plus, you get 0.5% cashback, zero FX fees and full self-custody.此外，您还可以获得 0.5% 的现金返还、零外汇费用和完全的自我托管。
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Ready Lite is leagues ahead of every other “free” crypto card. It has no hidden fees, real cashback, and full self-custody.Ready Lite 领先于其他所有“免费”加密卡。它没有隐藏费用、真正的现金返还和完全的自我托管。
If you want industry-leading cashback and exclusive perks, check out Ready Metal.如果您想要行业领先的现金返还和独家福利，请查看 Ready Metal。

How to order Ready Lite?如何订购 Ready Lite？

You can order the card directly from the Ready app after completing ID verification. 完成身份验证后，您可以直接从 Ready 应用程序订购该卡。
Ready Lite is free. You only need to cover the cost of shipping, which is a one-time cost of $6.99.Ready Lite 是免费的。您只需要支付运费，即一次性费用 6.99 美元。
That's cheap for financial freedom.这对于财务自由来说是便宜的。
 
 
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Quick summary  快速总结
  • Cashback rewards: Earn up to $1,800 in STRK cashback in your first year.
      • 现金返还奖励： 第一年赚取高达 1,800 美元的 STRK 现金返还。
  • 100% self-custody: The Ready Metal Card lets you spend your crypto like cash.
      • 100% 自我托管：Ready Metal Card 可让您像使用现金一样使用加密货币。
  • Exclusive perks: Including free bridging, discounted eSIMs, onchain analytics and more.
      • 独家福利： 包括免费桥接、折扣 eSIM、链上分析等。
Since day one, Ready has made self-custody simple.从第一天起，Ready 就让自我托管变得简单。
That is why we are excited to introduce Ready Metal, a card that lets you spend crypto as easily as cash while keeping full control of your assets. Freedom is priceless, and Ready Metal ensures you never have to compromise.这就是为什么我们很高兴推出 Ready Metal，这张卡可以让您像现金一样轻松地使用加密货币，同时完全控制您的资产。自由是无价的，Ready Metal 确保您永远不必妥协。
In this blog, you will learn what makes Ready Metal the only crypto card you’ll ever need and how it pays for itself.在本博客中，您将了解是什么让 Ready Metal 成为您唯一需要的加密卡，以及它如何收回成本。

Ready Metal pays for itselfReady Metal 收回成本

What do you mean by that? Let's break it down.你这是什么意思？让我们来分解一下。
The Ready Metal Card costs 120 USDC for the first year. But in the first 30 days after activating your card, you can earn 10% cashback on every purchase (on up to $1,500 spent).Ready Metal 卡第一年的费用为 120 USDC。但在激活卡后的前 30 天内，您每次购买都可以获得 10% 的现金返还（消费最高 1,500 美元）。
That means if you spend $1,200 in month one, you’ll earn $120 in STRK cashback—covering the cost of the card. After that, every cashback reward is pure profit.这意味着如果您在第一个月消费 1,200 美元 ，您将获得 120 美元的 STRK 现金返还 ——用于支付卡的费用。之后，每一次现金返还奖励都是纯利润。
Over a full year, you could earn up to $1,800 in STRK rewards:在一整年内，您可以获得高达 1,800 美元的 STRK 奖励 ：
  • 10% cashback in your first 30 days (on up to $1,500 spent)
      • 前 10 天内可获得 30% 现金返还 （消费金额高达 1,500 美元）
  • 3% cashback after that (on up to $5,000 spent each month)
      • 之后 3% 现金返还 （每月消费高达 5,000 美元）
  • Maximum monthly rewards: $150 in STRK
      • 每月最高奖励：150 美元的 STRK
  • Maximum annual rewards: $1,800 in STRK
      • 最高年度奖励：1,800 美元的 STRK
Cashback is paid in STRK on the 10th of each month.现金返还在每月 10 日以 STRK 支付。
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And here’s where it gets interesting. Cashback rewards are paid in STRK, so if STRK increases in value, your rewards could grow too. Of course, prices fluctuate, but that’s part of the fun, right?这就是有趣的地方。现金返还奖励以 STRK 支付，因此如果 STRK 价值增加，您的奖励也可能会增加。当然，价格会波动，但这也是乐趣的一部分，对吧？

‍Your zero-compromise card您的零妥协卡

Most “crypto cards” claim to be crypto-friendly. But they’re just fiat cards with a crypto façade. Centralised and custodial. 大多数“加密卡”声称对加密友好。但它们只是带有加密外表的法定卡。集中式和托管式。
Thanks to Kulipa, our card partner, the Ready Metal Card is different: 感谢我们的卡合作伙伴 Kulipa，Ready Metal 卡与众不同：
  • Global: Accepted anywhere Mastercard is.
      • 全球： 万事达卡在任何地方都接受。
  • 100% self-custody: You control your crypto.
      • 100% 自我托管： 你控制你的加密货币。
  • DeFi: Grow your crypto while you spend from the same account.
      • DeFi： 当您从同一账户消费时增加您的加密货币。
  • No hidden fees: No FX, conversion, top-up, or gas fees. 1 USDC = $1.
      • 无隐藏费用： 没有外汇、转换、充值或汽油费。1 USDC = 1 美元。
  • Useful perks: Free bridging, discounted eSIMs, onchain analytics and more.
      • 有用的福利： 免费桥接、折扣 eSIM、链上分析等。
  • User experience: No seed phrase. The card integrates directly with Ready Mobile.
      • 用户体验： 没有助记词。该卡直接与 Ready Mobile 集成。
The Ready Metal Card is built by crypto natives, for crypto natives.Ready Metal Card 是由加密原住民为加密原住民构建的。

Perks for life onchain 链上生活的福利

In addition to the incredible cashback program, you’ll get exclusive access to a wide range of perks, including discounted eSIMs, free bridging, and onchain analytics.除了令人难以置信的现金返还计划外，您还将获得各种福利的独家优惠，包括折扣 eSIM、免费桥接和链上分析。
Here’s a snapshot of what’s available: 以下是可用内容的快照：
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‍Be your own offramp做自己的出口匝道

Banks freeze accounts. Exchanges are no better. 银行冻结账户。 交易所也好不到哪里去 。
The Ready Metal Card is a crypto-native offramp. It’s the easiest way to spend your crypto in the real world without compromising your freedom.Ready Metal Card 是一个加密原生出口匝道。这是在现实世界中使用加密货币而不损害您的自由的最简单方法。
  • Crypto-native: We don’t treat crypto users like criminals.
      • 加密原生： 我们不会像对待罪犯一样对待加密用户。
  • Self-custody: You authorise a session key that allows Kulipa, our payment partner, to settle USDC payments for you.
      • 自我托管： 您授权一个会话密钥，允许我们的支付合作伙伴 Kulipa 为您结算 USDC 付款。
  • Control: You can revoke the session key anytime.
      • 控制： 您可以随时撤销会话密钥。
You own your assets on Ready. 您在 Ready 上拥有自己的资产。

What’s next? 下一步是什么？

We’re not stopping here. The Ready Card will evolve and improve:我们不会就此止步。准备卡将不断发展和改进：
  • Apple Pay and Google Pay
      • Apple Pay 和 Google Pay
  • Free tier with virtual cards
      • 虚拟卡免费套餐
  • IBAN integration
      • IBAN 集成
We're expanding to other countries soon. You’ll be the first to know when they go live.我们很快就会扩展到其他国家/地区。您将是第一个知道它们何时上线的人。

Who can get Ready Metal?谁可以获得 Ready Metal？

You can order your Ready Metal card in the app after completing ID verification. The Ready Metal Card costs 120 USDC for the first year, but with 10% cashback, it can pay for itself (and more) in the first month. 完成身份验证后，您可以在应用程序中订购您的 Ready Metal 卡。Ready Metal Card 第一年的费用为 120 USDC，但有 10% 的现金返还，它可以在第一个月收回成本（甚至更多）。
Get yours now.  立即获取。
 
 
 
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How to use the Ready Card如何使用 Ready 卡

 

‍Key Information about the Ready Card有关就绪卡的关键信息

The Ready Card is a self-custody debit card linked to your Ready account. Here’s what you need to know:Ready 卡是一张与您的 Ready 帐户相关联的自我托管借记卡。以下是您需要了解的内容：
  • ‍Currency: The Ready Card uses USDC. To make purchases, you’ll need USDC on your Ready account. We don't charge any foreign exchange (FX) fees so you can pay in any currency.
      • 货币：Ready 卡使用 USDC。要进行购买，您的 Ready  帐户中需要 USDC。我们不收取任何外汇 （FX） 费用，因此您可以使用任何货币付款。
  • ‍Your account: The Ready Card is integrated into your Ready app wallet. You can earn DeFi yield and spend crypto simultaneously. You spend USDC from your Ready wallet when using the Ready Card.‍
      • 您的帐户：Ready 卡已集成到您的 Ready 应用程序钱包中。您可以同时赚取 DeFi 收益和使用加密货币。使用 Ready 卡时，您从 Ready 钱包中花费 USDC。
  • Spending limits: There’s a $5,000 per transaction, $10,000 daily, and $30,000 monthly limit while we continue to test and refine the card experience. However, you can request higher limits by contacting support at [email protected].
      • 消费限额： 每笔交易有 5,000 美元，每天 10,000 美元，每月限额 30,000 美元，同时我们将继续测试和完善卡体验。但是，您可以通过联系支持人员来请求更高的限制 [email protected]。
  • ‍Spendable balance: This is what you can spend through the Ready Card. It may differ from your total USDC balance in your Ready wallet due to spending limits.‍
      • 可消费余额： 这是您可以通过 Ready 卡消费的金额。由于支出限制，它可能与您在 Ready 钱包中的 USDC 总余额不同。‍
  • Transaction settlement: We delay transaction settlement to increase privacy and reduce costs.‍
      • 交易结算： 我们延迟交易结算以增加隐私并降低成本。‍
  • KYC: You must complete KYC to use the Ready Card. This is required by regulation. Completing KYC with Kulipa does not mean that your wallet is controlled by someone else.‍
      • KYC： 您必须完成 KYC 才能使用 Ready Card。这是法规要求的。使用 Kulipa 完成 KYC 并不意味着您的钱包由其他人控制。‍
  • Kulipa session key: When using the Ready Card, you authorise a session key that allows Kulipa, our payment partner, to settle USDC payments for you. Kulipa can only access your USDC balance through the session key you approve while activating your card. You can revoke the session key anytime. Kulipa is based in the UK and has a doxxed team with prominent investors.
      • Kulipa 会话密钥： 使用 Ready 卡时，您授权了一个会话密钥，允许我们的支付合作伙伴 Kulipa 为您结算 USDC 付款。 Kulipa 只能通过您在激活卡时批准的会话密钥访问您的 USDC 余额。您可以随时撤销会话密钥。Kulipa 总部位于英国，拥有一支由知名投资者组成的人肉搜索团队 。

Ready Card features 就绪卡功能

Transaction history: 交易历史：

Easily track all card transactions.轻松跟踪所有卡交易。
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‍One-click freeze:一键冻结：
Instantly freeze your card for added security.立即冻结您的卡以增加安全性。
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Details and PIN: 详细信息和密码：

View your card details or reveal your PIN with FaceID.使用 FaceID 查看您的银行卡详细信息或显示您的 PIN 码。
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More features will be added as we continue to develop the Argent Card.随着我们继续开发银卡，将添加更多功能。

Setting up the Ready Card设置就绪卡

Step 1: Complete KYC.第 1 步：完成 KYC。

After passing KYC, you’ll be able to activate your card.通过 KYC 后，您将能够激活您的卡。

Step 2: Activate your card.第 2 步：激活您的卡。

Authorise Kulipa to settle USDC card payments on your behalf.授权 Kulipa 代表您结算 USDC 卡付款。

Step 3: Start spending USDC.第 3 步：开始花费 USDC。

Use your card to spend USDC wherever Mastercard is accepted.在接受万事达卡的任何地方使用您的卡使用 USDC。
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Start spending!  开始消费！
We’re excited to see the Ready Card in action! Start spending some USDC and share your feedback to help us improve. If you do not have an Ready Card yet, download Ready and order your card.我们很高兴看到准备就绪卡的实际应用！开始花费一些 USDC 并分享您的反馈以帮助我们改进。如果您还没有 Ready 卡，请下载 Ready 并订购您的卡。
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FAQ 常见问题

Where can I use my Ready Card?我可以在哪里使用我的 Ready 卡？
You can use your Ready Card globally wherever Mastercard is accepted. This means you can make purchases, both in-store and online, around the world with your Ready Card.您可以在全球接受万事达卡的任何地方使用您的 Ready 卡。这意味着您可以使用 Ready 卡在店内和网上在世界各地购物。
Can I change my email after I linked my mobile address to the Ready card?将手机地址关联到 Ready 卡后，我可以更改电子邮件吗？
At present, once you’ve linked your mobile account email to the Ready Card, it’s not possible to change the email associated with the card. Please contact support if you require assistance with email-related issues.目前，一旦您将移动帐户电子邮件链接到 Ready 卡，就无法更改与该卡关联的电子邮件。如果您需要有关电子邮件相关问题的帮助，请联系支持人员。
Can I keep my Ready Card activity separate from my other wallet activity?我可以将我的 Ready Card 活动与其他钱包活动分开吗？
Yes, but please note that the Ready Card is linked to your existing Ready account address. If you’d like to keep your card activity completely separate from your previous on-chain activity, you’ll need to delete your current account and create a new one specifically for the card. To proceed, please contact support for assistance.是的，但请注意，Ready 卡已链接到您现有的 Ready 帐户地址。如果您想将您的卡活动与之前的链上活动完全分开，您需要删除您当前的帐户并专门为该卡创建一个新帐户。要继续，请联系支持人员寻求帮助。
Alternatively, you can create a new mobile account on a separate device with a different email address. Both options allow you to manage card transactions independently from your previous on-chain activities.或者，您可以使用不同的电子邮件地址在单独的设备上创建一个新的移动帐户。这两个选项都允许您独立于之前的链上活动来管理卡交易。
Can I delete my account?我可以删除我的帐户吗？
Yes, you can delete your account. Please reach out to support for assistance with account deletion, as they will guide you through the process to ensure your information is securely removed.是的，您可以删除您的帐户。请联系支持人员寻求帐户删除方面的帮助，因为他们将指导您完成整个过程，以确保您的信息被安全删除。
 
 
 
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FAQs 常见问题

What is the Ready Card?什么是就绪卡？

The Ready Card is a self-custody crypto debit card that lets you spend USDC anywhere Mastercard is accepted with zero foreign exchange (FX fees). You keep full control of your assets — no banks, no intermediaries. You can choose between:Ready Card 是一种自我托管的加密借记卡，可让您在接受万事达卡的任何地方使用 USDC，零外汇（外汇费用）。您可以完全控制自己的资产——没有银行，没有中介机构。您可以选择：
  • Ready Metal – a premium 16g metal card (available in gold or metal) with up to 10% cashback and exclusive perks‍
      • Ready Metal – 一张优质 16 克金属卡（有金色或金属可供选择），提供高达 10% 的现金返还和独家福利
  • Ready Lite – a plastic card with essential features for just $6.99 shipping
      • Ready Lite – 具有基本功能的塑料卡，只需$6.99 运费

How do I order it?如何订购？

You can order your Ready Metal or Lite card directly from the Ready app after completing ID verification. Download Ready.完成身份验证后，您可以直接从 Ready 应用程序订购 Ready Metal 或 Lite 卡。 下载就绪 。

How does the card work?该卡如何运作？

It’s just like any other debit card, but the currency you spend is USDC. If you do not have enough USDC in your wallet to purchase the item(s) that you want, it will decline.它就像任何其他借记卡一样，但您花费的货币是 USDC。如果您的钱包中没有足够的 USDC 来购买您想要的物品，它就会拒绝。

Do I need to verify my ID?我需要验证我的身份证件吗？

Yes. You must complete ID verification before receiving the Ready Card. This is necessary to comply with regulations, prevent fraud, and ensure the card works with traditional payment networks like Mastercard.是的。您必须在收到 Ready 卡之前完成身份验证。这对于遵守法规、防止欺诈并确保该卡与万事达卡等传统支付网络配合使用是必要的。
Privacy note:   隐私说明：
  • Ready does not process or store your KYC data.
      • Ready 不会处理或存储您的 KYC 数据。
  • ID verification is handled by Kulipa, a regulated card issuer. They ensure compliance while keeping your personal data private.
      • 身份验证由受监管的发卡机构 Kulipa 处理。他们确保合规性，同时保护您的个人数据的私密性。
  • ID verification does not impact self-custody. They’re your private keys and your coins.
      • 身份验证不会影响自我托管。它们是您的私钥和硬币。

Is the Ready Card self-custodial?Ready Card 是自我托管的吗？

Yes. Unlike most other crypto cards, Ready never holds or controls your funds. Your crypto stays in your self-custodial wallet until you make a payment. The card simply facilitates spending while you remain in full control of your assets. 是的。与大多数其他加密卡不同，Ready 从不持有或控制您的资金。您的加密货币会保留在您的自我托管钱包中，直到您付款。该卡只是在您完全控制您的资产的同时方便消费。

What cryptocurrencies can I load onto the card?我可以在卡上充值哪些加密货币？

Currently, the Ready Card only supports USDC for loading and spending. Additional cryptocurrencies may be added in the future.目前，Ready Card 仅支持 USDC 进行加载和支出。未来可能会添加其他加密货币。

Fees & Payments 费用和付款

How much does Ready Metal cost?Ready Metal 的价格是多少？

The Ready Metal card costs 120 USDC for the first year, paid upfront for the first release. In the future, we plan to introduce a monthly payment option.Ready Metal 卡第一年的费用为 120 USDC，首次发布时预付。未来，我们计划推出按月付款选项。
The card does not automatically renew after one year. We'll notify you before renewal so you can choose whether to continue.该卡不会在一年后自动续订。我们会在续订前通知您，以便您选择是否继续。

How much does Ready Lite cost?Ready Lite 的价格是多少？

The Ready Lite Card is free. You only pay a standard shipping fee of $6.99.Ready Lite 卡是免费的。您只需支付 6.99 美元的标准运费。

How do fees work? 费用如何运作？

Ready Card has no FX fees, conversion fees, or top-up fees. 1 USDC = 1 USD.Ready Card 没有外汇费用、兑换费或充值费。1 USDC = 1 美元。
  • No crypto-to-fiat conversion fees: Unlike other cards, we charge no hidden spreads when converting crypto to fiat.
      • 无加密货币到法定货币的转换费用： 与其他卡不同，我们在将加密货币转换为法定货币时不收取隐藏点差。
  • No top-up fees: Your crypto stays in your wallet until you spend it, with no extra charges for moving funds.
      • 无充值费用： 您的加密货币会一直保留在您的钱包中，直到您花掉它，转移资金无需额外费用。

How do refunds work? 退款如何运作？

Our card provider doesn’t yet support automatic refunds. Instead, your refund is applied against your next card spend until the full amount is repaid.我们的银行卡提供商尚不支持自动退款。相反，您的退款将应用于您的下一次卡消费，直到全额偿还。
Example:  例：
  • You receive a $100 refund.
      • 您将收到 100 美元的退款。
  • You spend $50 → the settlement is $0 (covered by the refund).
      • 您消费 50 美元→结算为 0 美元（由退款支付）。
  • You then spend $70 → $50 is covered by the refund, leaving $20 to settle. At this point, your refund is fully applied.
      • 然后，您花费 70 美元→ 50 美元包含在退款中，剩下 20 美元用于结算。此时，您的退款已完全应用。
If you need the refund amount available immediately (e.g. to make a purchase), please reach out to us and we can request a manual refund from our card provider.如果您需要立即可用的退款金额（例如购买），请联系我们，我们可以向我们的卡提供商申请手动退款。

‍Where is the Ready Card accepted?哪里接受 Ready 卡？

The card can be used globally wherever Mastercard is accepted.该卡可在全球接受万事达卡的任何地方使用。

What currencies can I pay in?我可以用什么货币付款？

You can spend in any currency supported by Mastercard. Your USDC is converted to fiat at the time of purchase using the official Mastercard exchange rate.‍您可以使用万事达卡支持的任何货币消费。您的 USDC 在购买时使用万事达卡官方汇率转换为法定货币。‍
Tip: When paying abroad, some merchants may offer to charge you in USD (or your card’s currency) instead of the local currency. Always choose to pay in the local currency to avoid hidden fees or poor exchange rates added by the payment terminal provider.提示： 在国外付款时，某些商家可能会提供以美元（或您卡的货币）而不是当地货币向您收费。 始终选择以当地货币支付 ，以避免支付终端提供商添加的隐藏费用或汇率不佳。

Can I withdraw from ATMs?我可以从 ATM 取款吗？

Yes, you can withdraw from any ATM that accepts Mastercard.是的，您可以从任何接受万事达卡的 ATM 取款。
  • Ready Metal members get up to $800/month in fee-free withdrawals.
      • Ready Metal 会员每月可获得高达 800 美元的免费提款。
  • Ready Lite members get up to $200/month fee-free.
      • Ready Lite 会员每月可免费获得高达 200 美元的费用。
  • A 2% fee applies to any amount above these limits.
      • 超过这些限额的任何金额均需支付 2% 的费用。
Please note: some ATM providers may charge additional third-party fees.请注意：一些 ATM 提供商可能会收取额外的第三方费用。

What are the spending limits?消费限额是多少？

  • Maximum single transaction amount: $5,000
      • 单笔交易最高金额： $5,000
  • Daily spending limit: $10,000
      • 每日消费限额： 10,000 美元
  • Monthly spending limit: $30,000
      • 每月消费限额： 30,000 美元
Please reach out to our support team in advance if you are planning a purchase over these limits — we may be able to temporarily increase your limit on a case-by-case basis.如果您计划购买超过这些限额的商品，请提前联系我们的支持团队 - 我们可能会根据具体情况暂时提高您的限额。

Cashback Program 现金返还计划

How does the cashback program work for Ready Metal?Ready Metal 的现金返还计划如何运作？

Over a full year, you could earn up to $1,800 in STRK rewards:在一整年内，您可以获得高达 1,800 美元的 STRK 奖励 ：
  • 10% cashback in your first 30 days (on up to $1,500 spent after activating your card)
      • 前 30 天内可享受 10% 现金返还 （激活卡后消费高达 1,500 美元）
  • 3% cashback after that (on up to $5,000 spent each month)
      • 之后 3% 现金返还 （每月消费高达 5,000 美元）
  • Maximum monthly rewards: $150 in STRK
      • 每月最高奖励：150 美元的 STRK
  • Maximum annual rewards: $1,800 in STRK
      • 最高年度奖励：1,800 美元的 STRK
Cashback is paid in STRK by the 15th of each month.现金返还在每月 15 日之前以 STRK 支付。
You can view your monthly cashback estimate in the app. These are provisional and may change after end-of-month validation.您可以在应用程序中查看您的每月现金返还估算。这些是临时的，可能会在月底验证后发生变化。

How does the cashback program work for Ready Lite?Ready Lite 的现金返还计划如何运作？

Lite users earn 0.5% cashback on all eligible purchases. Lite 用户在所有符合条件的购买中可获得 0.5% 的现金返还。
  • Maximum monthly rewards: $150 in STRK
      • 每月最高奖励：150 美元的 STRK
  • Maximum annual rewards: $1800 in STRK
      • 最高年度奖励：1800 美元的 STRK
Cashback is paid in STRK by the 15th of each month.现金返还在每月 15 日之前以 STRK 支付。
You can view your monthly cashback estimate in the app. These are provisional and may change after end-of-month validation.您可以在应用程序中查看您的每月现金返还估算。这些是临时的，可能会在月底验证后发生变化。

How does cashback get distributed?现金返还如何分配？

Cashback will be credited to your account in STRK by the 15th of every month. You will not be required to claim it.现金返还将在每月 15 日之前记入您在 STRK 的账户。您无需领取。
Cashback calculations are based on UTC time — the time of the payment determines the cashback period. (E.g., a payment made late at night in your local timezone might count for the following month if it’s already the next day in UTC.)现金返还计算基于 UTC 时间—— 付款时间决定了现金返还期限。（例如，如果您当地时区深夜付款，如果已经是 UTC 时间的第二天，则可能计入下个月。

Which spending categories qualify for cashback?哪些消费类别有资格获得现金返还？

All transactions qualify except for restricted categories such as gambling, cash equivalent transactions (ATM withdrawals), money transfers, and other financial services.除赌博、现金等价物交易（ATM 取款）、汇款和其他金融服务等受限制类别外，所有交易均符合条件。

Does unused cashback roll over to future months?未使用的现金返还会结转到未来几个月吗？

No, unused cashback does not roll over.不，未使用的现金返还不会滚动。

Who’s funding the cashback program?谁在资助现金返还计划？

The Ready Card cashback program is funded by the Starknet Foundation. The cashback program is reviewed quarterly. Ready Card 现金返还计划由 Starknet 基金会资助。现金返还计划每季度审查一次。

Perks & Benefits 津贴和福利

What is the Ready Metal Card NFT?什么是 Ready Metal Card NFT？

The Ready Metal Card NFT is a non-transferable NFT designed to unlock on-chain perks available for early Ready Metal card holders.Ready Metal Card NFT 是一种不可转让的 NFT，旨在解锁早期 Ready Metal 持卡人可用的链上福利。

What perks come with the Ready Metal Card?现成金属卡有哪些福利？

Ready Metal cardholders enjoy exclusive benefits on Ramp, Layerswap, Koinly, Nansen, StarknetID, Airalo and NordVPN. If you’re an Argent Metal cardholder, check the Ready app for the full list of perks and access discount codes (Card > Perks). Please note: Ready Metal 持卡人可享受 Ramp、Layerswap、Koinly、Nansen、StarknetID、Airalo 和 NordVPN 的独家优惠。如果您是 Argent Metal 持卡人，请查看 Ready 应用程序以获取完整的福利列表并访问折扣代码（Card > Perks）。请注意：
  • Ramp offer is not available in the UK.
      • Ramp 优惠在英国不可用。
  • Nansen perk is not available to current subscribers.
      • Nansen 福利不适用于当前订阅者。
  • Layerswap fees are refunded in STRK on a weekly basis to your account (up to $100/month).
      • Layerswap 费用每周以 STRK 形式退还到您的账户（最高 100 美元/月）。
These perks are subject to change and may have specific terms and conditions. More will be added soon!这些福利可能会发生变化，并且可能有特定的条款和条件。更多内容将很快添加！

What perks come with the Ready Lite Card?Ready Lite 卡有哪些福利？

The Ready Lite Card doesn’t come with any perks for the time being. Ready Lite 卡暂时没有任何福利。

Can I upgrade from Lite to Metal?我可以从 Lite 升级到 Metal 吗？

Not yet — but we’re working on it! You’ll soon be able to upgrade from Ready Lite to Ready Metal directly in the app. Stay tuned for updates.还没有——但我们正在努力！您很快就能直接在应用程序中从 Ready Lite 升级到 Ready Metal。请继续关注更新。

Security & Support 安全与支持

My ID verification link expired. How do I get a new one?我的身份验证链接已过期。如何获得新的？

Please contact [email protected] to request a new ID verification link. 请联系 [email protected] 以请求新的身份验证链接。

What happens if I lose my Ready Metal Card?如果我丢失了 Ready Metal 卡会怎样？

You can freeze your card instantly from the Ready app and request a replacement.您可以从 Ready 应用程序立即冻结您的卡并请求更换。

When will Apple Pay and Google Pay be available?Apple Pay 和 Google Pay 何时可用？

We’re working on Apple Pay and Google Pay integration. Expected rollout dates will be announced soon. Stay tuned for updates.我们正在努力整合 Apple Pay 和 Google Pay。预计推出日期将很快公布。请继续关注更新。

What countries are supported? 支持哪些国家/地区？

UK and EEA for now. We will expand to more countries in 2025 and beyond.目前英国和欧洲经济区。我们将在 2025 年及以后扩展到更多国家。
 
 
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